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Frequently Asked Questions

Who are Cheap Car Leasing?

Where are you based?

We are based at Trident Park in Blackburn, at our state-of-the-art showroom. However, we do deliver UK-wide, ensuring you can have your car at your front door in a matter of days.

Do I have to pick up my car?

If you'd like to, you are welcome to collect your vehicle from our offices in Blackburn or Luton. However, we do also deliver nationwide across the UK, for those that prefer delivery.

Are you FCA accredited?

Yes, we are regulated and accredited by the Financial Conduct Authority (FCA).

Finance Options

Can I get cars on bad credit?

Yes, we work with lenders who do offer car finance to those with less than perfect credit. We believe that everyone should have the chance to be considered for a vehicle regardless of their credit history.

How do I pay for the car?

Through your chosen finance option you pay for a car in the following way. First, you have the choice of placing an initial payment to cover the cost of part of the agreement right at the beginning. This is not mandatory, but it is advantageous. Following this you pay a series of monthly payments for the duration of the agreement. Depending upon your finance agreement of choice, there may be a final balloon payment to pay at the end.

Can I hand the car back?

With a Personal Contract Purchase agreement you have the choice between handing the car back or paying a final payment and taking ownership of the car.

Do I have to have a deposit?

We do offer a zero deposit option across all of our deals. However, if you would prefer to add a deposit upfront to bring down your monthly payments, we offer this option too.

General Queries

Do the cars come with maintenance?

Cars may be in the manufacturer’s warranty so if any mechanical issues occur, you can contact the manufacturer and they should be able to deal with it. We do also offer a additional maintenance packages, that our dedicated account managers will talk you through during the process.

How many miles can I do?

The starting point for your annual mileage allowance is 5000 miles with no upper limit. When you set your annual mileage allowance, you will be made aware of any penalties for going over that limit. You are responsible for setting your annual mileage allowance, therefore, the upper limit is entirely up to you.

What Warranty do cars come with?

If your car is still within manufacturer’s warranty, you can contact them if necessary. We can work on any repairs that are required at our state of the art Preparation Centre and Body Shop if you are in Blackburn and the surrounding area. However, if you are not, the best choice is to contact your car manufacturer directly. We do offer a standard three-month warranty for any car already out of the manufacturer’s warranty when sold, we do also offer a range of additional warranty packages, should you wish to purchase when ordering your car with us.

How long until my car arrives?

Your car will be delivered to you within 10 days of everything being signed off. Once, you have signed for the car, the car passes through Our Logistics Department who will organise the preparation and delivery of the car. You will be kept informed at each stage of the entire process.

What condition will the car be in when delivered?

All vehicles will arrive to you prepared inline with BVRLA standards, after visiting our state-of-the-art Preparation Centre and Body Shop.

Do cars come with tax and insurance?

We do not offer insurance with our cars. With regards to vehicle tax, this depends on the agreement you choose. With a Contract Hire agreement, we will tax your vehicle as we will legally be the official owners of the car. However, with Hire Purchase agreements, you will be required to tax your vehicle.

Is MOT included?

Yes, each car we sell or lease is up to the legal standard before delivery, including having passed a MOT.

Payment Limits

Can I make a payment via debit card in person?

We can authorise payments of up to £50,000 on a debit card, if the transaction is made face to face on our premises using the chip and pin facility. We can only do this if the person making payment is the customer, their name is on the invoice, and they provide proof of original ID such as Driving License or Passport to verify this.

Can I make a payment via debit card over the phone?

If you prefer to make a payment over the phone, we are able to carry out payments of up to £2,000 this way.

Can I make a payment via credit card?

We do accept credit card payments of up to £2,000 in person or over the phone. Please note that we do not accept American Express cards.

Can I make a cash payment face-to-face?

You are able to make a payment of up to £2,000 in cash per vehicle purchased.

Can I make a cash payment via bank transfer?

We do accept payments of any amount via electronic bank transfer, but these must be made from the same account. Please note that the balance must be fully clear in our account before we release the vehicle.

Finance Representative example

Cash Price


Loan Amount


Total cost of credit


Representative APR

Fixed interest


48 monthly payments




Deposit amount


Loan term

48 months

Total amount payable


Optional final payment


Hippo Vehicle Solutions t/a Cheap Car Leasing is authorised and regulated by the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Images for illustrative purposes only. Hippo Vehicle Solutions t/a Cheap Car Leasing is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at This does not affect your statutory rights.